Automated Underwriting
Straight-through underwriting for standardised products using codified rules, data enrichment and governed models.
Industry
InsurTech
InsurTechs build digital distribution, embedded insurance and new underwriting models on top of partner capacity. Success depends on secure integrations, trustworthy data and decisioning that carriers and regulators accept.
Challenges
What insurtech teams are solving
Industry challenges
- Carrier and partner due diligence
- Embedded insurance integrations at scale
- Proving underwriting quality to capacity providers
- Regulatory requirements for intermediaries and distributors
Security challenges
- Policyholder data across many distribution partners
- API abuse and quote scraping
- Rapid growth of cloud infrastructure
- Third-party dependency risk
Technology challenges
- Real-time quote and bind at partner scale
- Explainable automated underwriting
- Data-quality for pricing and reporting
- Integrating with legacy carrier systems
Capabilities
How we help
- 01
Embedded insurance APIs
Secure, documented APIs for distribution partners.
- 02
Automated underwriting
Governed rules and models for instant decisions.
- 03
Platform security
Cloud, API and data protection for fast-growing platforms.
- 04
Carrier-ready evidence
Documentation and controls that satisfy capacity providers.
Use cases
Where we typically start
-
Embedded quote-and-bind
Partner APIs with authentication, rate limits and audit.
-
Instant underwriting
Automated decisions with referral to carriers for exceptions.
-
Claims digitisation
Mobile-first FNOL with document capture and triage.
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Security due diligence
Preparing for carrier and investor security reviews.
FAQ
Frequently asked questions
Do you work with early-stage insurtechs?
Yes. We help early-stage teams establish secure architecture and decisioning foundations that will satisfy carriers as they scale.
Talk to our insurtech team
Let’s discuss it. Tell us what you are working on and an engineer — not a sales script — will respond.