Insurance Fraud Detection

Identify suspicious claims without delaying genuine ones

Detect suspicious claims, application misrepresentation and organised fraud networks with explainable analytics.

The problem

Why this matters

Insurance fraud ranges from exaggerated claims to organised rings involving staged incidents and complicit providers. Investigating every claim is impossible, and blunt controls delay legitimate settlements and damage customer trust.

Common challenges

  • Organised fraud spanning multiple claims, policies and providers
  • Manipulated documents, invoices and images
  • High referral volumes overwhelming special investigation units
  • Need for explainable referrals that investigators trust

Our approach

How we work

  1. Profile fraud patterns

    Analyse historical cases and typologies with investigators.

  2. Score claims

    Combine rules and models to prioritise referrals with reasons.

  3. Link entities

    Expose networks of claimants, providers, vehicles and addresses.

  4. Close the loop

    Feed investigation outcomes back into detection.

Capabilities

What our insurance fraud detection work covers

  • 01

    Claims fraud scoring

    Explainable risk scores at first notice of loss and through the claim.

  • 02

    Document & image forensics

    Tamper detection on invoices, reports and photographs.

  • 03

    Network analytics

    Graph analysis of claimants, providers and assets.

  • 04

    Application fraud

    Detection of misrepresentation and non-disclosure at proposal stage.

  • 05

    Health claims analytics

    Provider billing anomaly detection for health insurers and TPAs.

  • 06

    SIU case management

    Investigation workflows with evidence and outcome tracking.

Engagement

Deliverables and benefits

What you receive

  • Fraud typology and data assessment
  • Detection rules and model design
  • Network analytics capability
  • SIU workflow and feedback design

What it changes

  • Better-targeted investigations
  • Faster settlement for genuine claims
  • Visibility of organised fraud

Standards & technology

  • Graph analytics
  • Computer vision
  • XGBoost
  • SHAP
  • Apache Kafka
  • PostgreSQL

FAQ

Frequently asked questions

Can this work for health insurance and TPAs?

Yes. Health claims fraud and provider billing anomalies are common use cases, with features tailored to clinical and billing data.

Discuss your insurance fraud detection requirements

Let’s discuss it. Tell us what you are working on and an engineer — not a sales script — will respond.